Final Salary Pension Transfers Edinburgh

Are you considering transferring your pension? Clarity Independent Financial Advisers specialises in final salary pension transfers for clients based in Edinburgh and the surrounding areas.

Established in 2005, we have provided our professional financial services in Edinburgh and the surrounding area for over 15 years. For more information, don’t hesitate to get in touch with Clarity IFA in Edinburgh. Call us on: 0131 661 2777.

What Is a Final Salary Pension?

A final salary pension, also known as a ‘Defined Benefit pension’ is a type of workplace pension. Instead of building a pension up over time, you are provided with a guaranteed annual income for life, based on your final salary.

They are most often provided by the public sector and when you are a member of the final salary pension scheme, your employer pays into a central fund on your behalf unless it is directly funded by the taxpayer. You will be assigned a normal retirement age and the pension will be paid from this date and the amount will depend on a number of reasons.

To find out more about final salary pensions, get in touch with a member of our team at Clarity IFA today. We can provide you with information and guide you towards making the right decision for your financial future.

Our Financial Services

At Clarity IFA, we specialise in a wide range of financial services to clients in Edinburgh and the surrounding areas. Some of our other financial services include:

  • Wealth Management
  • Investments
  • Mortgages
  • Savings
  • Inheritance Tax Planning

To find out more about our selection of services, get in touch with us today. You can find us on Google Maps.

Final Salary Pension Transfers

Investors aged 55 and over can now transfer their defined benefit pensions to a personal stakeholder pension, a pension scheme with another employer or a self-invested personal pension (SIPP). However, the decision to make a final salary pension transfer is a big decision that could impact your quality of life in retirement.

It is recommended that you discuss your pension transfer with one of our experts. We have a comprehensive understanding of UK pension schemes and can provide you with the appropriate advice and guidance. As an investor, you need to consider both advantages and disadvantages of final salary pension transfers. A pension transfer can have greater flexibility and the ability to pass on wealth to your family, but it can also mean the loss of guaranteed income and inflation protection. Our financial advisers can talk you through the advantages and disadvantages of transferring your pension and discuss what the best option would be.

As we are independent, we offer you unrivalled and unbiased professional advice. We always put the needs of our clients first and taking advice will help you weigh up your long-term needs against short-term plans. We may also provide you with information you never even considered.

To find out more, don’t hesitate to get in touch with the team at Clarity IFA today.

Local Final Salary Pension Transfers In Edinburgh

If you are interested in transferring your final salary pension, don’t hesitate to get in touch with Clarity IFA. We have a fantastic team of financial advisers who are more than happy to help you make the right decision for you and your family’s future. Call us today on: 0131 661 2777.

Alternatively, you can also fill out our online contact form or email us at:

Financial Experts

Our team of knowledgeable experts is well placed to assist you with customised, easy to understand wealth management and financial planning solutions.

Impartial Advice

As independent financial advisers, we have access to the entire financial services marketplace. We aim to deliver impartial solutions at all times.

Client Focused

At Clarity IFA, we strive to build strong long lasting relationships with all of our clients. We always ensure that your best interests are our top priority.

Tailored Solutions

Our consultation process is designed to gain a comprehensive understanding of your situation and objectives, before we provide you with any advice.